I’m on £58k a year & feel poor… I can’t afford to buy a car or go on holiday, but people aren’t very sympathetic

WITH the cost of everything going up and up, many of us are struggling to make ends meet right now.

Rather than suffering in silence, one woman revealed that she can barely pay for her home and holidays - despite being on £58,000 per year.

The mum revealed that she's struggled to make the book balance - despite having a decent salaryCredit: Getty

The Mumsnet user revealed that she couldn't afford to buy a house and carCredit: Getty

Writing on Mumnset, the mum candidly admitted that she felt like an 'idiot' after working so hard throughout her twenties to get a 'decent job'.

Originally shared in the the 'Am I being unreasonable' forum, the post read: "I trained for seven years, reasonably large student loan etc, to end up age 35 on 58k, and barely anything left at the end of the month!!!"

Totting up the family finances, she continued: "Mortgage is 1300 for a 2 bed semi, (up from 800 last year). Student loans are still hundreds a month. I have a car on finance as I couldn’t [for] save house deposit and car deposit, [and I] need a car for work."

Despite her eating basic meals like beans on toast three times per week, the mum still struggled to make the book balance.

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"I feel like an idiot," she complained, adding: "I missed out on so much in my twenties to get into a decent job that I thought paid well and it seems to have been a waste of time!"

She then asked the group: "Does anyone else feel this way? I feel so disheartened?"

Unsurprisingly, the post has received mixed reactions as it went viral online.

Rather than offering support, one annoyed Mumsnet user said: "I'm on less than you and in rented. Fancy swapping?"

"Oh do a proper budget," added another, with a third saying: "I don’t understand how your mortgage is only £1,300 and you don’t have enough left tbh."

"It's the reality. If your expenditure is high and your income isn't increasing, then you are living beyond your means," a fourth bluntly stated.

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Some also suggested ways that the original poster could reduce her monthly expenditure, telling her to refinance her car or take on a lodger.

"The easiest thing is to get a lodger, roughly 7k of extra tax-free income...." revealed another user.

They added: "Take 2k for yourself maybe a holiday? and put 5k into your pension or overpay your mortgage. Or get rid of [the] car loan fast..."

Others were more sympathetic to the mum, with many saying that wages just don't stretch how they used to - especially in the South East and London.

Many in the group suggested that the mum sell her car and buy a cheaper modelCredit: Getty

Others said that the mum should consider taking in a lodgerCredit: Getty

"I think a salary like that only sounds as good when it's part of a 2 person contributing household," explained a forum member, saying: "Otherwise, it's the equivalent of 2 x £26k salaries which isn't great these days tbh."

A fellow university graduate admitted that they'd also struggled, despite studying for years to get a better job.

They said: "I feel like I'm worse off than a lot of people I grew up with who didn't bother with school/uni.”