Inside Chloe Khan’s astonishing transformation – from X Factor’s ‘biggest chav’ to a life dripping in Rolexes and Chanel

STANDING in front of Simon Cowell at the age of 19, Chloe Khan sang her rendition of Shakira's Underneath Your Clothes.

For the special occasion, she wore a revealing white crop-top, ripped jeans and giant false lashes - a far cry from what she looks like today.

Chloe Khan appeared on the X Factor as a teen mum over ten years ago
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Chloe Khan appeared on the X Factor as a teen mum over ten years agoCredit: ITV
Despite a rough start in life and being kicked out of the TV show - Chloe now has a lavish life travelling across the world
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Despite a rough start in life and being kicked out of the TV show - Chloe now has a lavish life travelling across the worldCredit: Instagram/chloe.khan

14 years on from her singing debut, the Yorkshire-born model, now 33, is rolling in Rolex's and Chanel.

But fame and fortune hasn't come easy for the business woman, who now owns a successful webcam business and is said to be worth £3.1 million according to Investor Times.

Chloe and her mother grew up with financial struggles - living in a council house with no carpets.

She previously revealed how she would have "beans on toast for Christmas dinner".

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The now jet-setter was eager to impress on the hit TV show, The X Factor, but her nerves soon got the better of her.

Her powerful voice was hidden behind her shaky vocals, leading one of the judges, Louis Walsh to give her a no.

But Simon Cowell and Nicole Scherzinger saw something in her and took a chance - leading Chloe to go through to the next stage.

However, she didn't survive long in Boot Camp when she was kicked out after claims were made about her party lifestyle.

She was also a teen mum when appearing on the show after giving birth to her daughter, Destiny, at the age of 18.

"The transformation wasn't overnight," said Chloe. "I didn't go from being a chav clown to an LA princess - it has been a long journey."

After appearing on the show, Chloe slowly slipped away from the limelight before appearing on Celebrity Big Brother in 2016 and was the third housemate to be evicted.

Despite not winning the show Chloe has carved out a lavish life for herself - with properties in the swanky streets of Belgravia in London, Dubai and her hometown - as of December 2023, she has an estimated net worth of £12M.

The brunette beauty is regularly spotted in the Maldives and Milano living her best life
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The brunette beauty is regularly spotted in the Maldives and Milano living her best lifeCredit: Instagram
She also has numerous properties in the UK and abroad
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She also has numerous properties in the UK and abroadCredit: Instagram

She even managed to buy her mum a mansion in Yorkshire with her earnings of the lucrative webcam business she owns.

Now the glamour model shares her lavish life on social media - and it appears she has a very generous boyfriend.

In one clip she joked her boyfriend expected her to come home with just a black Dior bag worth £7,500 ($9,600) - but in fact she returned with a far more expensive haul.

Chloe turned up with Dior bags as well as a Pomeranian puppy named Dior wearing an adorable designer doggy jacket.

After receiving backlash for her comments Chloe was quick to address the haters.

'I'm joking. I do buy my own Dior and I paid for our Pomeranian. It's just a TikTok," she said. "I don't need an award. Rather give my man the credit."

However, it's not the first time Chloe has riled up people online - another clip saw her bragging about her diamond-encrusted Rolex, nibbling on caviar and prancing around in Christian Louboutin.

Another saw her unboxing Chanel trainers as well as receiving a huge bouquet of red roses which she hinted was from her mystery man.

My lifestyle is pretty incredible now – it’s mansions and private jets!

Chloe Khan

Chloe has had a £50,000 makeover since her time on the X Factor - splashing the cash on new boobs, a new nose, lip filler and a fancy set of pearly whites.

“My lifestyle is pretty incredible now – it’s mansions and private jets and everything else that I could only imagine when I was younger," she previously revealed.

Chloe has kept most of her love life out of the public eye - but has hinted to having a partner on social media.

The last time she publicly admitted to dating someone was back in 2019, after the two split.

She revealed he was a "middle-aged fat d***head" who "screamed in her face for no reason",

Despite the relationship ending - she still spends her time between the UK and Dubai, (where the couple met) and even has her own luxury penthouse out there.

It might be a far cry from her childhood but Chloe has settled in well with her new life rubbing shoulders with A-list celebrities and travelling to exotic countries such as the Maldives and Brazil.

"I’m so proud of how I’ve turned my life around, and proven everyone wrong," she told Closer.

"I grew up on a council estate with just my mum, she worked so hard to support us. We moved around a lot, and could barely afford to pay the bills. One Christmas we had beans on toast for dinner.

"Now my life is all about mingling with celebs, designer shopping and driving my Range Rover."

Her incredible rags to riches story has left Chloe unrecognisable from her X Factor days and many people were stunned to put the two together on social media.

One user wrote: "Well she don’t gives up and lives now her best life."

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"Chloe Khan glow up," another commented.

A third chimed in: "She's made a success of herself - well done!

Chloe shows off her lavish designer goods online - claiming her boyfriend buys them
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Chloe shows off her lavish designer goods online - claiming her boyfriend buys themCredit: TikTok/its.chloe.khan
Her Rolex watch and Chanel shoes are a far cry from her teen years
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Her Rolex watch and Chanel shoes are a far cry from her teen yearsCredit: TikTok/its.chloe.khan
People were blown away by just how much Chloe had changed
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People were blown away by just how much Chloe had changedCredit: TikTok/its.chloe.khan