Me & my hubby have £130k to our name but there’s £3.43 in my bank account as he REFUSES to fill in a 3-min online form

AN ANONYMOUS woman has revealed her financial woes while her wealthy husband earns big bucks.

The author, a woman, has revealed how she feels like her husband's employee as the couple don't have a joint bank account.

Anonymous writes that she is left with no cash each month despite her husband being 'wealthy'
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Anonymous writes that she is left with no cash each month despite her husband being 'wealthy'Credit: Getty
The woman writes that her husband pays for most of the expenses like utilities and the mortgage
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The woman writes that her husband pays for most of the expenses like utilities and the mortgageCredit: Getty

In fact, her husband of 14 years is so secretive around money that he won't even tell her his salary.

After a rare financial discussion she does think he earns around £130,000, while she writes for a living and earns an undisclosed amount.

In the past, he has paid for expenses on a proportional basis to their incomes.

But as the cost of living crisis bites, anonymous says that she is being left with less and less cash each month.

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She writes in the Daily Mail: "Then I feel a surge of resentment when I think of my husband, who has a six-figure salary and is currently away on a work trip in Munich, probably having a long lunch with a nice bottle of wine on his expense account. While it’s beans on toast for me."

The expense arrangement sees her husband covering utility bills and the mortgage while she covers other expenses.

She writes: "Our arrangement, with him covering the basics while I cover the children’s outgoings and the ‘fun’ stuff — days out, lunch at the pub and so on — has become increasingly unmanageable with the costs varying massively from month to month."

And if she runs short for the month, she writes, that she has asked her husband for a top up.

But with the cost of living crisis, her husband hasn't been able to give her as much money as the mortgage has increased £500.

The woman does pay for some of the children's expenses, including for social events and sport.

She writes she has tried to talk to her husband before about a joint account but he dismisses it.

Living on the edge of the Home Counties, the woman said her husband leaves before 7am in the morning and isn't home until 8pm at night.

She says she has also paid the penalty for motherhood and seen her career stall while his has advanced.

She writes: "I thought I’d be financially solvent by now. Sometimes it seems ridiculous that I’m living such a precarious, penny-pinching life when I’m married to a man who is, by all accounts, wealthy."

But, she concludes she does like that she doesn't have to worry about the mortgage and utilities and can spend her own money on expensive personal items.

I’m a finance expert – how couples can manage their money to avoid arguments

WORKING out how to manage your finances with your other half, and not fall out, can be tricky.

Almost half of couples aged 35-55 have a joint account, but they challenge each other on average three times a month about spending.

So some prefer to keep their finances separate, found a survey for Income and Expenditure Hub, an online budgeting tool.

Myron Jobson, analyst at online personal finance service Interactive Investor, says: “It’s vital to find a way to manage money that you’re both happy with, to prevent bust-ups and plan for the future.

You need to have these difficult conversations to stop problems snowballing and putting a strain on relationships.”

 Read more about how joint accounts can work here.

Now the cost of living crisis is biting the woman finds she is struggling each month
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Now the cost of living crisis is biting the woman finds she is struggling each monthCredit: Getty