I won £22m lotto jackpot… when I tried to buy food the next day my card was refused – I made them pay

A MAN who spilt a £22million lotto jackpot win claims he tried to buy food the next day and his card was refused.

Mark Gardiner, from Hastings, East Sussex, bagged the cash alongside his pal Paul Maddison in 1995.

Mark Gardiner said the day after he won £11m, his card was refused when he tried to buy food
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Mark Gardiner said the day after he won £11m, his card was refused when he tried to buy foodCredit: Alamy
Paul and wife Bridget married young and got divorced, but are now married again
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Paul and wife Bridget married young and got divorced, but are now married againCredit: Rex
Mark scooped the windfall alongside his pal Paul Maddison
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Mark scooped the windfall alongside his pal Paul MaddisonCredit: Rex

The duo ran a small glazing firm together, which Paul soon ditched after his windfall, but Mark decided to carry on working.

Opting to not let his £11million go to his head, the now 61-year-old still has a hands-on role at the company today.

And while he did enjoy the money - splashing out on a new house, a holiday home, and cars - he stayed humble.

Especially when he was told he couldn't buy a weekly shop, but he made his bank pay for their mistake.

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Mark said: "The Friday after my win we went food shopping and my card was refused.

"I went mad, and it was all, 'Oh, sir, I apologise'.

One minute I had £11 and the next minute I had £11 million and, if I’m honest, I was probably frightened

Mark Gardiner

"But they’d had their chance, so I closed that account."

The business-man went on to explain that the thought of his family never having to struggle is a huge comfort.

Recalling times where he had nothing left in his account because of the glazing company, Mark said: "We weren’t ever going bankrupt.

"We had three staff, everyone got paid, we could go to the pub on a Friday.

I won £22m on the lottery and it completely ruined my life - friends turned on me and investments ended in disaster

"But, like hundreds of other businesses, there were times when there was very little in the bank account."

Despite the relief of having millions appear one morning, Mark said to be transferred the huge sum was "overwhelming" and he had "instant fear".

He added: "One minute I had £11 and the next minute I had £11 million and, if I’m honest, I was probably frightened.

"Nothing prepares you for it.

"Camelot didn’t give us an instruction book, there was no manual, we didn’t go on a course; you’re given it, bang, there you go. It’s fairly overwhelming."

Mark lost contact with fellow winner Paul shortly after the win 28 years ago.

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He said the cheque ultimately led to the downfall of their friendship and is something to this day he never understands.

Paul, 73, died at the end of last year - in circumstances that are not known - after moving to a 40-acre estate in Scotland.

Mark with his wife at the time Brenda McGill (right) and Paul and his wife Ruth Retrocon
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Mark with his wife at the time Brenda McGill (right) and Paul and his wife Ruth RetroconCredit: News Group Newspapers Ltd